What is the purpose of this Section of our Website?

If you choose to visit our website or register as a member of our website, you will be required to provide us with personally identifiable information (“PII”) about yourself and, if you are a business, your company. We value the trust you have imposed in us by choosing to share this information with us, and we are committed to holding all PII securely. This section of our website will provide you basic information about the types of PII we collect, how we may use PII, and certain rights you have with regard to your PII.

What types of PII do we collect?

When you first visit our website, we will learn certain information about you such as your IP address, the type of computer that was used to access our website, the type of web browser you used to access our website, and the like. If you choose to register as a member of our website (which is not required to access or navigate this website), we will collect PII that is necessary to communicate with you. This information will include your name, physical and mailing addresses, e-mail address, telephone number, payment information, and, if you are registering on behalf of a business, the name of this business. If you choose to purchase a home plan from us, you will be required to enter the registered member information listed above, and, additionally, we will collect payment information from you.

Who owns PII shared with our website?

How is PII stored?

We store all PII on our secure network, and we strictly limit the disclosure of all PII to our employees and independent contractors such as our IT consultant who have a need to know it. All PII is transferred from the browser to the web server through the secure connection protocol HTTPS (Hyper Text Transport Protocol Secure). HTTPS connections secure website data exchange by encrypting it first. This means that no one can listen in and intercept the communication. Additionally, through the use of advanced firewall technology, the web host can detect and stop an attacker from exploiting software vulnerabilities, brute force access control attempts, or mitigating Distributed Denial of Services (DDOS) attacks. Regular server maintenance and patch applications further protect the data by assuring the latest security protections are in place.

May I request that you delete my PII?

Yes. You may request that we delete your PII at any time and for any reason by contacting us and informing us that you wish for us to do so. Within a reasonable period of time after we receive your request, we will delete your PII and you will no longer receive promotional materials from us. Notwithstanding the foregoing, we reserve the right, in our sole discretion, to keep a record copy of all PII that you provide to us if you have ordered a home plan from us, or engaged in conduct that violates the terms and conditions governing this website, or, in our sole determination, could violate applicable laws, or, if, in our sole discretion, we conclude your communications could harm our reasonable business interests or the reasonable interests of others.

Will your PII be shared with third parties?

Yes. Your PII will be shared with our employees and contractors who, in our opinion, have a need to know in the course and scope of their employment or work for us. Our employees may only access PII for legitimate business purposes, and examples of non-employee parties with whom we may share PII are our IT consultants, web providers, law firms, accountants and other tax professionals, marketing consultants, data analysts, payment processing firm and the like. We will also disclose PII to third parties as required by law.

How will my PII be used?

Primarily, PII will be used to operate of our website service, to maintain quality of service and to provide general data and statistics regarding how our website is being used. However, we reserve the right to use PII to promote our legitimate and reasonable business interests as determined by us from time to time.

Who is responsible for PII that is shared by clicking website links provided on this site?

To the degree this website contains links to other websites, we are not responsible for PII that you may choose to share with these websites by electing to visit them. These website providers have their own privacy policies, and we encourage you to review them carefully.

Do we use cookies?

Yes. When you visit our website a “cookie” which is an electronic form of data will be placed on your computer to help our website function more efficiently for you. You may delete all cookies we place on your computer.

Are we compliant with CAN-SPAM?

Yes. CAN-SPAM is short for the federal Controlling Assault of Non-Solicited Pornography and Marketing Act which governs all commercial messages. We are fully compliant with CAN-SPAM because we:

1. Don’t use false or misleading header information.
2. Don’t use deceptive subject lines.
3. Identify all advertising messages as ads.
4. Tell recipients where you’re located by providing our current postal address.
5. Tell recipients how to opt out of receiving future email from you.
6. Honor opt-out requests promptly.
7. Monitor what others are doing on your behalf.

Are we compliant with COPPA?

Yes. COPPA is short for the federal Children Online Privacy Protection Act. The primary goal of COPPA is to place parents in control of their children’s PII and to protect children. This website is not marketed to nor is it intended to be visited by persons who are 13 years of age or younger. We do not knowingly allow persons who are 13 years of age or younger to access our website. We do not request nor do we knowingly collect any data from any person who is 13 years old or younger.

Are we compliant with CalOPPA?

Yes. CalOPPA is short for the California Online Privacy Act, and it applies to all residents of the State of California that visit our website. Consistently with CalOPPA you have the following rights:

1. You may visit this website anonymously.
2. We have a conspicuous link on our home page to our privacy policy.
3. Our privacy policy link includes the word “PRIVACY” in the name, and it is easily locatable on our home page.
4. The effective date of our privacy policy is posted.
5. Users will be notified any time our privacy policy changes by posting a notification on our privacy policy page.
6. Users may change their PII anytime by accessing their user accounts and editing their PII.
7. We comply with all do not track signals.
8. We do not allow third parties to track web behavioral activity on our website.

May we transfer ownership of PII?

Yes. As mentioned previously, we own all PII shared on our website, and, if we go through a conversion of our business, we may transfer ownership of this PII to a new person or entity. Examples of a business conversion are the merger or dissolution of our company or the sale of its assets. However, all such transfers will require the new owner to comply with the privacy policy in effect at the times you share PII with us.

What is the effective date of this version of our privacy policy?

This version of our privacy policy was adopted and made effective on 1 July 2016.